How to Withdraw Money from SBI ATM without Debit/Credit Card

India’s largest lender State Bank of India (SBI) launched YONO Cash with which you the customers can withdraw money from ATMs without using an ATM card. If you are SBI users, then from now you can generate a one-time password pin(OTP) on the mobile application and use that PIN to withdraw money from the SBI Bank’s ATM. Below we are going to discuss how to follow the process, keep reading the full article.

What YONO SBI App offers you: To withdraw money from SBI ATM you need to use YONO SBI App. YONO SBI lets you bank digitally. The YONO app offered by State Bank of India lets you do many features such as Mobile Banking, Shop, Travel, Recharge, Pay Bills, Train Ticket Booking, UPI Transfer, book movie and Invest Money, etc. Means a lot of features you can not enjoy on YONO SBI as well as withdraw money from ATM without a Debit/Credit Card. YONO SBI puts India’s largest range of products and services at your fingertips.

How to withdraw money from SBI bank without ATM CARD?

How it works: Follow the Below Steps to withdraw Money from SBI ATM with a Card

The YONO Cardless Cash on the YONO SBI app which requires the 6 digit ATM PIN and a Transaction number which will be sent to your registered mobile number. Follow the following instructions to create and generate a transaction number on your mobile number.

Step 1: Download and Install YONO App on your Android or iPhone

Step 2: Login to YONO SBI using Internet Banking Password or MPIN

Step 3: Click on YONO Cash from the Quick Menu

YONO Cardless Cash

Step 4: Now Select the Account and Amount

YONO Cash Withdraw

Step 5: The Next Step is PIN Creation, Enter any 6 digits YONO Cash PIN which will require at the ATM. Click on the I agree to the terms and conditions.

YONO PIN Creation

Step 6: Generation of Cardless Transaction Number at YONO App

YONO Transaction Number generation

This is the last step to do a cardless transaction at SBI ATM without ATM. Click on next Button, then it will generate a transaction number and sent to your mobile number.

You can find now a nearest Cardless ATM/Recycler device on the APP and withdraw money without an ATM/Debit/Credit Card.

Note that the cardless transaction requested by the YONO SBI is valid for only 30 minutes. You must you both the transaction number and PIN for withdrawal from any card less transaction enabled SBI ATM/ Recycler.

The customer can withdraw up to Rs.10,000 per transaction and Rs.20000 per day using the application.

YONO Cash facility is available across 16,500 SBI ATMs, pan-India.

SBI chairman Rajnish Kumar said the new initiative will address concerns over using debit cards at ATMs for cash withdrawals by eliminating the possible associated risks. “This feature on YONO is designed to help its users withdraw cash without a physical debit card,” he said in a statement.

Using this mobile application for cardless cash will reduce the risk of frauds and hacking and cloning.

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